В статье поднимается проблема ипотечного кредитования на первичном рынке жилья. Предлагается законодательно упорядочить процедуру оформления документов на строящийся объект с целью сокращения сроков легализации новостроек. Автором обоснован положительный социальный и экономический эффект от применения данных мер.
The mortgage crediting is introduced in the primary market of the real estate worse, than in secondary market now in Russia. The long registration of the documents builder on the real structure is one of the reasons it. Practically not really to receive the credit for an apartment in the building house before formal legalization of erection. As a rule, team-building makes out a complete package of the documents closer by the end of construction, but then the absolute majority of apartments is already sold. It is offered to order legislatively procedure of registration of the documents on builded object in clause, as will allow reducing terms of legalization newerection. Then the potential borrowers can receive the positive credit decision and choose an acceptable apartment at earlier stage of construction.
